FI is registered with the U.S. Securities and Exchange Commission (the "SEC") as an investment adviser, and is required to comply with SEC Regulation S-P ("Reg. S-P"), as well as the U.S. Gramm-Leach-Bliley Act of 1999 (the "GLB Act"). Reg. S-P and the GLB Act require Fisher Investments to have policies and procedures in place to protect the security and confidentiality of the non-public personal information of consumers and customers, and to provide a privacy notice to such persons describing our privacy policies and procedures.
To ensure consumer privacy laws are not violated, Fisher Investments has adopted the policies and procedures described under the "Privacy Notice" heading below, which govern the activities of each officer, member, director, trustee and employee of Fisher Investments (collectively called the "Personnel").
"Consumer" – an individual or an individual’s legal representative that obtains or has obtained a financial product or service to be used primarily for personal, household or family purposes. A person becomes a consumer even if a questionnaire or application is withdrawn or denied or an advisory agreement does not become effective.
"Customer" – a consumer that has an ongoing relationship with FI, whereby Fisher Investments is providing one or more financial products or services to the consumer (e.g., an advisory Fisher Investments client).
"Cookie" – A cookie is a small data file containing information, such as a link that a user clicked on, which is written to the user's hard drive by a web server and used to track the pages visited. With cookies, the information is anonymous and not personally identifiable. It does not contain personal information such as name, address, telephone number or email address. It also does not contain user passwords.
"Nonpublic personal information" -
All personally identifiable financial information.
While the GLB Act excludes publicly available information (e.g., a list of persons and their publicly listed telephone numbers), nonpublic personal information does include any list, description or other grouping of consumers (and publicly available information pertaining to them) derived using any nonpublic personally identifiable financial information that is not publicly available information.
This Fisher Investments U.S. Privacy Notice describes how FI collects, uses and shares information from or about you from the following methods:
Information we receive about you on applications or other forms;
Information you give us orally; and
Information about your transactions with us or others.
We are committed to protecting your privacy and your non-public personal information. Please click here for Fisher Investments Privacy Notice Facts.
From time to time, Fisher Investments may use data for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future, we will provide you with an updated privacy notice by posting the updated privacy notice to our website. If you are concerned about how we use information, you should periodically check the "Privacy and Security" link at the bottom of the Fisher Investments MarketMinder website.
COLLECTION OF INFORMATION
Clickstream Data - Fisher Investments may collect information regarding the behavior of users visiting our website, such as clickstream data and IP address. Fisher Investments may collect this information for reasons such as legal compliance, security protection and to improve Fisher Investments Services and your experience with the website. If you visit another website via a link on the Fisher Investments client website, the service provider or media owner of such other website may also collect similar information.
Cookie Data - Fisher Investments may also collect cookie data. The individual information gathered in this manner is used for internal purposes only, such as looking at unique page views and customizing content. We also use the information on an aggregate basis, to track the usage of our website and to analyze traffic patterns. You can control your browser's settings regarding cookies by selecting "Internet Options" or "Preferences" in the menu bar of your browser. This will allow you to prevent your browser from accepting new cookies, have your browser notify you when you receive a new cookie, or disable cookies altogether. However, because our website requires cookies for certain functions, we recommend you leave them enabled.
Fisher Investments sponsors third party email content. In order to receive Fisher Investments' email content through a third party, an individual would have had to previously subscribed to a particular service or "opted-in"; to receive relevant promotional content from advertising partners. As advertisers, we do not gain access to users' contact information—this information is kept confidential by the content owner—nor does Fisher Investments supply additional users from our own internal database. Rather, the respective online publisher distributes content on our behalf.
If you have received Fisher Investments' email content through a third party, you must unsubscribe or "opt-out" through the respective publisher. The only way to avoid receiving future promotional offers (from Fisher Investments or other companies) is by going directly to the respective publisher and unsubscribing from their list.
Fisher Investments does, however, maintain a suppression file of email addresses in compliance with the CAN SPAM Act of 2003 (S.877). This list is updated daily and provided to publishers with instructions to exclude the respective email addresses from Fisher Investments sponsored email campaigns. For instructions on adding your name to Fisher Investments' email suppression file, see the "Removal from the Fisher Investments Database" section.
Fisher Investments' online advertising is in full compliance with Internet, advertising and finance industry standards and regulations. Our advertising content is integrated and delivered with online publisher's primary content in a variety of different formats; some in graphical format (e.g. banner) and others in text format.
The delivery of our online advertisements is ultimately controlled by the respective online publisher. Unfortunately, we are unable to suppress or restrict the delivery of our online advertisements to individual users. Many publishers offer "frequency capping" to limit the number of advertisements a user will receive on a periodic basis. However, this functionality will NOT work if you have disabled "cookies" in your browser. For example, if you are experiencing a high volume of online advertisements in general (like pop-up ads), then it might be an issue with your Internet browser's ability to accept "cookies". It is important that you have "cookies" enabled in your browser settings. For further information about cookies, see the "Collection of Information" section above.
UPDATING OR CORRECTING PERSONAL INFORMATION
Upon request, we will offer visitors the ability to have inaccuracies corrected in the database. We can provide site visitors with access to respective contact information (e.g., name, address, phone number) that is maintained about them. Users can have this information corrected by sending email to firstname.lastname@example.org.
REMOVAL FROM THE FISHER INVESTMENTS DATABASE
If contact information is willingly provided to us by mail, phone, email, online or otherwise, in response to our marketing activities, individuals may receive subsequent periodic information from Fisher Investments on new products and services or upcoming events. If individuals don't wish to receive such information, please let us know by sending an email to email@example.com or by writing to the following address:
Fisher Investments MarketMinder
ATTN: Marketing Department
13100 Skyline Boulevard
Woodside, CA 94062
Please provide Fisher Investments with the exact name and address as it was originally provided. We will be happy to remove your name from our database and will do everything possible to honor your request for removal.
To unsubscribe from Fisher Investments ’ email communications, send an email to firstname.lastname@example.org. Please put "UNSUBSCRIBE" in the subject field and include the email address where you received the content, along with any additional email addresses you would like suppressed. We will do our best to prevent you from receiving our email content in the future.
Fisher Investments is the business name of Fisher Asset Management, LLC.